Flexible and accessible business finance
An online application which saves you time and energy.
For any purpose
Flexible finance, tailored to the needs of your business.
Competitive rates and charges, with no hidden costs.
Peace of mind
Your application is processed promptly, rigorously and securely.
How does it work?
Sign up with us
You initiate the business loan application by registering with us and completing a pre-qualification checklist.
Complete your application
We guide you through the process of uploading the necessary tax, accounting and bank information, while giving us the required personal and business data.
Once approved, you can access your business loan within one working day. This allows you to start drawing down finance as you need it.
We’re trusted by hundreds of businesses
Hear what customers have to say about Spotcap
* These are genuine reviews from Spotcap customers in the Netherlands and Australia.
"Spotcap’s business is based around new technology to help meet small business needs more efficiently than traditional lenders (...)"
"Spotcap lends to small and medium-sized companies, offering applicants a loan decision minutes after an algorithm rates their creditworthiness."
"The company uses an innovative credit scoring technology that directly evaluates real-life business data to provide fast and flexible financing."