Financing opportunities for SMEs
Apply online for versatile and flexible business finance
Flexible and accessible business finance
Online application
An online application which saves you time and energy.
For any purpose
Flexible finance, tailored to the needs of your business.
Maximise ROI
Competitive rates and charges, with no hidden costs.
Peace of mind
Your application is processed promptly, rigorously and securely.
How it works
We’re trusted by hundreds of businesses
Hear what customers have to say about Spotcap
Judith de Ruijter
Ruud Metten
Navid Bahadori
* These are genuine reviews from Spotcap customers in the Netherlands and Australia.
Spotcap at events
Catch us on the event circuit
Spotcap in the media
"Spotcap’s business is based around new technology to help meet small business needs more efficiently than traditional lenders (...)"
"Spotcap lends to small and medium-sized companies, offering applicants a loan decision minutes after an algorithm rates their creditworthiness."
"The company uses an innovative credit scoring technology that directly evaluates real-life business data to provide fast and flexible financing."
Proud to partner with
Major Spotcap partners supporting SMEs across our markets
