Flexible and accessible business finance
Online application
An online application which saves you time and energy.
For any purpose
Flexible finance, tailored to the needs of your business.
Maximise ROI
Competitive rates and charges, with no hidden costs.
Peace of mind
Your application is processed promptly, rigorously and securely.
How it works
We’re trusted by hundreds of businesses
Hear what customers have to say about Spotcap
Judith de Ruijter
Founder, A Little Lovely Company
“A serious lender who understands entrepreneurs of this age. Thorough but fast analysis, transparent and great service.”
Ruud Metten
Founder, BsaB Europe
”The credit allowed us to grow and enhance our service quality. It works perfectly in tandem with other financing solutions.”
Navid Bahadori
Co-founder Broken Yellow
“What I liked about Spotcap was that they were willing to listen to our story.”
* These are genuine reviews from Spotcap customers in the Netherlands and Australia.
Spotcap in the media
"Spotcap’s business is based around new technology to help meet small business needs more efficiently than traditional lenders (...)"
"Spotcap lends to small and medium-sized companies, offering applicants a loan decision minutes after an algorithm rates their creditworthiness."
"The company uses an innovative credit scoring technology that directly evaluates real-life business data to provide fast and flexible financing."
Proud to partner with
Major Spotcap partners supporting SMEs across our markets
