Spotcap empowers financial institutions and fintechs from the lending space to offer fully digital, cost-efficient, and user-friendly financing for small and medium-sized enterprises. Check out our flexible and easy-to-integrate solution that has been successfully implemented by various players.
Proprietary risk models based on transactional, demographic and financial data sources; possibility to implement and/or integrate 3rd party rating models or build custom risk model based on Spotcap concepts and insights
Flexible global credit limit estimation using a variety of different concepts, such as affordability and liquidity, as well as applying haircuts
Smart document recognition & extraction service for financial reports and bank statements to reduce processing to few seconds
We have won awards and the support of local government, and have supported thousands of small and medium-sized businesses in five markets.
Our proprietary digital lending platform is capable of servicing the entire lending process. Each of its components can be customised to suit the client’s needs.
We focus on technology and automation, but we also act as an extension of the client’s team and are well-known for professional consulting.
