The engine behind your transformation
We power financial institutions’ digital transformation via state-of-the-art lending technology and professional consulting.
Whether our clients choose individual modules, bespoke combinations, or our off-the-shelf Lending-as-a-Service platform, they achieve their objectives quickly and with budget to spare.
“As Cembra Business, we take pride in meeting our customers’ needs with secure and simple financing. Spotcap’s lending technology has played a key role in extending our customer promise to the business segment, because it enables us to provide fast credit decisions and the optimal loan offering for each case.”
Régis Lehmann
Head of Cembra Business
Your objective, our solution
Our onboarding technology provides all necessary digital assets
Reduce operational costs and review times
Our processing algorithms automate data input and distribution
Maintain low risk levels and improve underwriting workflows
Our Decision Engine analyses financial data based on 200+ numeric attributes
Remove servicing blockers and nurture customer loyalty
Our loan servicing components feature a full suite of CRM tools
Why Spotcap?
What sets us apart is our approach. Rather than support only as a tech supplier, we work as an extension of our clients’ teams and enable their success by:
- Delivering a solution tailored to their business objectives and existing infrastructure
- Sharing market expertise based on years of direct lending and over €450mn lent to SMEs across different markets
- Consulting during launch and promotion and highlighting further opportunities for scaling
Spotcap at events
Spotcap News
How Tech Can Enable Banks to Support SMEs During the Pandemic
The outbreak of COVID-19 has put many businesses on pause with a challenging and uncertain economic outlook. SMEs in particular have been hit hard from…
Spotcap powers Cembra Money Bank’s first business offering
Swiss bank can now offer access to business loans within 48 hours BERLIN, Germany — 3 March, 2020 — Spotcap, a multinational fintech, and Cembra…
How we helped Cembra Money Bank launch its first business loan product
Since 2018, we have been building partnerships with financial institutions that share our goal to serve SMEs with fast and tailored financing. Today we are…