Spotcap empowers financial institutions and fintechs from the lending space to offer fully digital, cost-efficient, and user-friendly financing for small and medium-sized enterprises. Check out our flexible and easy-to-integrate solution that has been successfully implemented by various players.
Proprietary risk models based on transactional, demographic and financial data sources; possibility to implement and/or integrate 3rd party rating models or build custom risk model based on Spotcap concepts and insights
Flexible global credit limit estimation using a variety of different concepts, such as affordability and liquidity, as well as applying haircuts
Smart document recognition & extraction service for financial reports and bank statements to reduce processing to few seconds