Flexible and accessible business finance
An online application which saves you time and energy.
For any purpose
Flexible finance, tailored to the needs of your business.
Competitive rates and charges, with no hidden costs.
Peace of mind
Your application is processed promptly, rigorously and securely.
How it works
We’re trusted by hundreds of businesses
Hear what customers have to say about Spotcap
* These are genuine reviews from Spotcap customers in the Netherlands and Australia.
"Spotcap’s business is based around new technology to help meet small business needs more efficiently than traditional lenders (...)"
"Spotcap lends to small and medium-sized companies, offering applicants a loan decision minutes after an algorithm rates their creditworthiness."
"The company uses an innovative credit scoring technology that directly evaluates real-life business data to provide fast and flexible financing."