Empowering SMEs with tailored finance

Company Profile

What we do

Modern business owners are dynamic, flexible and fast — always looking to meet customer demands. When they see an opportunity, they want to capitalise on it, and for . that they need financial flexibility. We don’t want SMEs to spend all of their time and energy thinking about financing. We want them to have flexible loans on terms they can manage.

Spotcap operates as a direct lender to SMEs in the United Kingdom, the Netherlands, Spain, Australia and New Zealand where we offer promising businesses access to flexible finance. Spotcap’s online application is straightforward and can be completed in as little as five minutes, either online or in collaboration with a financial advisor, broker or accountant. Recognising the strength and potential of our full-service lending platform, leading institutions want to work with us to provide their SME clients with an efficient and straightforward lending experience.

Whether working with a partner or lending directly to SMEs, Spotcap’s innovative technologies, lending platform and unique approach to assessing the creditworthiness of SMEs is making finance more accessible.

Our mission

Empowering SMEs with tailored finance, allowing them to focus on what really matters – their business.

Our vision

To become a global, trusted financing partner of SMEs, delivering an unparalleled client experience.

Spotcap at a glance

Spotcap is born

2014 in Berlin

Spotcap operates in

The United Kingdom, the Netherlands, Spain, Australia and New Zealand

Spotcap has raised


Spotcap employs

More than 120 finance, tech and small business experts

Our Founder and CEO

Jens Woloszczak worked as a consultant for McKinsey & Company for several years where he focused on the commercial banking sector. Working for major European banks, Jens experienced the outdated approach these banks took towards working with SMEs. Jens saw an opportunity in the industry and co-founded Spotcap, with the aim of changing the banking landscape by using the latest technologies to address the financing challenges faced by small businesses. Jens holds a PhD from WHU – Otto Beisheim School of Management, as well as a degree in industrial engineering and business studies from the Technical University of Berlin, and studied economics at Cass Business School.

Spotcap over time

Spotcap Global Services GmbH

Stralauer Allee 4
10245 Berlin

Think global act local

Spotcap has helped thousands of SMEs in five countries reach their potential

Want to join the Spotcap team?

Spotcap is a leading global fintech company operating in the trillion dollar online lending space. We are driven by the mission to provide tailored finance to small and medium-sized enterprises. If you want to join us in shaking up the lending industry, contact us today.