What we do
Modern business owners are dynamic, flexible and fast — always looking to meet customer demands. When they see an opportunity, they want to capitalise on it, and for . that they need financial flexibility. We don’t want SMEs to spend all of their time and energy thinking about financing. We want them to have flexible loans on terms they can manage.
Spotcap operates as a direct lender to SMEs in the United Kingdom, the Netherlands, Spain, Australia and New Zealand where we offer promising businesses access to flexible finance. Spotcap’s online application is straightforward and can be completed in as little as five minutes, either online or in collaboration with a financial advisor, broker or accountant. Recognising the strength and potential of our full-service lending platform, leading institutions want to work with us to provide their SME clients with an efficient and straightforward lending experience.
Whether working with a partner or lending directly to SMEs, Spotcap’s innovative technologies, lending platform and unique approach to assessing the creditworthiness of SMEs is making finance more accessible.
Empowering SMEs with tailored finance, allowing them to focus on what really matters – their business.
To become a global, trusted financing partner of SMEs, delivering an unparalleled client experience.
Spotcap at a glance
Our Founder and CEO
Jens Woloszczak worked as a consultant for McKinsey & Company for several years where he focused on the commercial banking sector. Working for major European banks, Jens experienced the outdated approach these banks took towards working with SMEs. Jens saw an opportunity in the industry and co-founded Spotcap, with the aim of changing the banking landscape by using the latest technologies to address the financing challenges faced by small businesses. Jens holds a PhD from WHU – Otto Beisheim School of Management, as well as a degree in industrial engineering and business studies from the Technical University of Berlin, and studied economics at Cass Business School.
Spotcap over time
Think global act local
Spotcap has helped thousands of SMEs in five countries reach their potential