Project objective
Launch a business proposition targeting SME customers with a fully digital service. Spotcap’s end-to-end lending infrastructure enables the institution to offer fast, simple and digital business loans between 5k and 250k CHF.
Spotcap Case Studies
Institutional client
Leading provider of financing services in Switzerland
Spotcap role & proposition
Spotcap’s platform LendSuite was selected as the final solution based on its capacity to deliver an infrastructure that can support the full loan origination process, from digital onboarding to decisioning and loan management.
After a series of customisations to our white-label platform, we implemented several workflows where SMEs can apply online, receive a credit decision within one working day and have access to funds within 48 hours.
Project characteristics
Additional key customisations
Institutional client
Leading universal bank in the DACH market
Project objective
Offer best-in-class digital lending products to both existing and new micro and small businesses. Through fully automated loan operations, customers receive instant credit decisions and same-day financing in the form of credit lines of up to EUR 50k.
Spotcap role & proposition
Spotcap’s lending technology was selected because of its capacity to deliver the necessary infrastructure within a short amount of time and to quickly integrate with the bank’s systems as well as fully automate its loan origination. The solution had to provide a superior digital experience, introduce internal efficiencies in the front and back office and adhere to the bank’s policies.
Project characteristics