Spotcap LendSuite

Business lending made simple

Spotcap LendSuite

Business lending made simple

The engine behind your transformation

Backed by years of experience and over $450 million issued in credit lines to small and medium-sized businesses as a direct lender, we power financial institutions’ digital transformation via lending technology.

Whether our clients choose individual modules, bespoke combinations, or our off-the-shelf Lending-as-a-Service platform, they achieve their objectives quickly and with budget to spare.

Fully customisable lending solution

Digitise and automate core processes through our award-winning platform & expertise.

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Onboarding

Build omni-channel customer acquisition paths, seamlessly integrate leads from your existing architecture, and automate customer verification processes & fraud prevention checks.

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Advanced Data Processing

Automate the recognition, extraction and mapping of data from all types of documents, immediately determine customers' risk profiles and improve UX with real-time feedback.

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Decision Engine & Risk Analytics

Reinforce your underwriting with proven risk parameters, decision rules and workflows, and assist manual case reviews with our comprehensive visualisation tool.

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Workflow Management & Loan Servicing

Implement best-in-class CRM, raise efficiency via a proprietary loan management system and enable collections agents with highly automated workflows.

Fully customisable lending solution

Digitise and automate core processes through our award-winning platform & expertise.

Spotcap_il_ob_v001

Onboarding

Build omni-channel customer acquisition paths, seamlessly integrate leads from your existing architecture, and automate customer verification processes & fraud prevention checks.

Spotcap_il_pr_v001

Advanced Data Processing

Automate the recognition, extraction and mapping of data from all types of documents, immediately determine customers' risk profiles and improve UX with real-time feedback.

Spotcap_il_dm_v001

Decision Engine & Risk Analytics

Reinforce your underwriting with proven risk parameters, decision rules and workflows, and assist manual case reviews with our comprehensive visualisation tool.

Spotcap_il_sm_v001

Workflow Management & Loan Servicing

Implement best-in-class CRM, raise efficiency via a proprietary loan management system and enable collection agents with highly-automated workflows.

Your objective, our solution

Reduce overheads and increase ROI

Digitise and automate your systems to increase profit margins

80%

reduction in costs associated with lending*

Improve operational efficiencies

Move to automated processing and decisions

3HRS

average time taken to assess a loan application

Mitigate risk

Integrated fraud prevention and built-in early warning signals

200+

numerical attributes in our risk analysis technology which provide a highly predictive picture of defaults

Provide a seamless customer experience

Digitise and streamline your application process, and provide real-time feedback

9.3

TrustPilot review

70%+

NPS

*According to the March 2019 Market Leader Brief entitled 'Lending as a Service (LaaS)' published by Lendit.

Drive competitive advantage

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Reduce OPEX

Replace costly manual processes with automated digital solutions
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Quick time to market

Reach new markets within weeks—not years—with our off-the-shelf solution
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Increase ROI

Drastically reduce the cost of acquiring and servicing your business customers
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Raise efficiency

Simplify customer onboarding & automate data processing and underwriting decisions
null

Mitigate risk

Upgrade your risk analysis by leveraging 200+ attributes from multiple data sources
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Meet demand

Provide customers with the swift and simple digital experience they expect
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Reduce OPEX

Build competitive and agile business models within untapped markets.
null

Increase ROI

Drastically reduce the cost of acquiring and servicing your business customers.
null

Mitigate risk

Upgrade your risk analysis by leveraging 200+ attributes from multiple data sources.
null

Quick time to market

Reach new markets within weeks—not years—with our off-the-shelf solution.
null

Reise efficiency

Simplify customer onboarding & automate data processing and underwriting decisions.
null

Meet demand

Provide customers with the swift and simple digital experience they expect.

A proven platform

Our market-leading partnership with BAWAG Group in Austria enabled the bank to better serve their SME customers by providing same-day finance.

"Our strategic partnership with Spotcap is another step forward in BAWAG P.S.K.‘s digital roadmap, and commitment to continually optimise digital channels and offer best-in-class products, whether through in-house development or strategic partnerships. After an intensive review of the global alternative lending market, we selected Spotcap, on the strength of its technology and analytics. We have made it our aim not only to make banking easier but also better for our customers. With this in mind, our new offering will be a leap forward for our SME customers and SME owners in Austria, as they can focus on managing and growing their businesses rather than spending significant time securing financing."

Marketing of the Managing Board and Head of Retail for BAWAG P.S.K.

Good technology doesn’t go unnoticed

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